top of page


It's a no brainer!


Spread the cost of your course or treatment!

Payl8r is a simple payment option that enables you to purchase any course/treatment and spread the cost over time period to suit.

Will I qualify?

If you have a UK bank account or debit card, you can use Payl8r!

No CCJs within the last 3 years

No accounts in default

Be a UK resident

Have online banking

Regular source of income

Finance is subject to your ability to repay the loan


You can repay in full within 30 days at 0% interest, or choose an instalment plan to repay on a monthly basis. You can change your instalment plan at any time.

How does Payl8r assess your affordability

If you fail a traditional credit check, rather than rejecting your application Payl8r may give you the option to submit your affordability instead. Payl8r does this through a technology called Bank-Vision. Bank-Vision is a fully FCA approved piece of technology that enables you to send over the last 3 months of your statements in the click of a button so Payl8r can see whether you can afford the instalments!

bottom of page